This offer is not available if the business already has a Wells Fargo business credit card or had a Wells Fargo business credit card opened or closed in the immediately preceding 12 months. If you switch or cancel rewards programs during the introductory period, you forfeit the cash bonus. You must remain in the cash back program for the full duration of the introductory period (3 months) in order to receive the $300 cash back bonus. The $300 cash back bonus will be posted to the account 1 - 2 statements after the spend requirement is met. For customers who select the Wells Fargo Business Card Rewards ® cash back program: To earn the one-time $300 cash back bonus, a total of at least $3,000 in qualifying purchases (purchases less returns and credits, and excluding balance transfers, cash advances, and SUPERCHECKS TM transactions, or any fees or interest posted to the account) must post to your Wells Fargo business credit card account within the first 3 months after the account opening date. All applications are subject to final credit approval.Īpply now and we will match your request to the appropriate line of credit based on product eligibility.

Five steps to consider before applying for creditĪll business applicants are unique and some exceptions may apply.

Additional information related to applying for credit can be found at our Small Business Resource Center:.

A Small Business Advantage line of credit account requires personal guarantees from any owner with 20% or more ownership in the applicant business, with a minimum combined aggregate of 51% ownership.

A BusinessLine line of credit account requires personal guarantees from any owner with 25% or more ownership in the applicant business, with a minimum combined aggregate of 51% ownership.

Typically, guarantors have a FICO ® Score of at least 680 at time of application.

Things to consider when preparing to apply for an unsecured business line of credit: Wells Fargo Small Business Advantage ® line of credit for customers in business less than two years

Automatic enrollment in a free rewards program.

New customer offer: No annual fee for the first year.

Wells Fargo BusinessLine ® line of credit for customers in business two or more years

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